Other Core Benefit Programs


It is important that you understand the options available to you through other benefits and insurance when you are disabled. This section discusses some of these other options. For more detailed information, consult the appropriate sections in the Handbook and plan documents from insurance carriers or agencies.

Life Insurance

  You need to be aware of the changes that occur in your life insurance eligibility once you begin collecting long-term disability benefits. As a benefits-eligible employee you are eligible for three types of life insurance at the College: Basic, Accidental Death and Dismemberment, and Optional. Once you are collecting long-term disability benefits, you are no longer eligible for Accidental Death and Dismemberment Insurance. However, you may be eligible to continue your Basic Life and Optional Life Insurance. You will be required to prove disability to the carrier on an annual basis in order to qualify and maintain your Life Insurance. This extended coverage is available if you become "totally disabled" while you are a covered person under the College's LTD insurance policy and you are less than age 60 when your disability begins. See the Survivor Benefits section of the Handbook for more details.



Social Security will pay disability benefits under certain circumstances.

  There is further information on Disability Leave in the chapter entitled "Time Off." If you have any questions about disability benefits or procedures, contact your supervisor or the Human Resources Administrator.
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