Survivor Benefits


As a benefits-eligible employee, you are eligible for term life insurance coverage beginning on the date you start work. The Human Resources Administrator will supply enrollment information to you. Please consult the applicable insurance booklet or certificate of coverage for more information.

Basic Life Insurance

  Basic Life Insurance provides protection for your survivors if you die while you are covered under the plan. The College pays the premium for your Basic Life coverage. The College continues to pay your premium during a period of disability up until an extended disability leave. The benefit is 100% of your basic annual salary, rounded to the next higher multiple of $1,000, if it is not already a multiple of $1,000. There is a minimum benefit of $10,000 and a maximum of $150,000.

Optional Life Insurance

  Optional Life Insurance is an opportunity for you to provide additional insurance for your survivors up to a maximum benefit of $350,000. You are eligible to apply and become insured on your first day of employment. If you do not apply within 31 days of the date you are first eligible, you will need to submit a Statement of Health form for consideration and approval. The insurance carrier may decline to extend coverage to late enrollees. You pay the premiums for this supplemental protection through payroll deduction on an after-tax basis. You can choose among the following benefits, in addition to your basic life benefit:
  100% of your basic annual salary
  200% of your basic annual salary
  300% of your basic annual salary

Your premium will vary depending on your benefit choice and your age. Please note that premium costs for Optional Life Insurance rise at certain ages. Check with your Human Resources Administrator for more details.

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